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Author:Villupuram, Sriram 

Journal Article
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis
Agarwal, Sumit; Villupuram, Sriram; Gartenberg, Claudine; Paulson, Anna L.; Amromin, Gene (2014-04)
The authors? findings indicate that homebuilder financing affiliates do make loans to observably riskier borrowers, but the loans made by homebuilders have lower delinquency rates than those made by unaffiliated lenders, even when loan and borrower characteristics are held constant.
Economic Perspectives , Issue Q II , Pages 38-51

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