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Journal Article
Foreclosure recovery: the work that remains
A crisis, even one as long-standing as this, is a fluid situation. Although foreclosure and delinquency rates are still high by historical standards, they are trending lower. Prices have increased dramatically from the trough. In the meantime, a new set of players, the investment funds, has a significant role in lower priced single-family markets. Now seems like the appropriate time for thinking about the next phase of this housing cycle. While the work on loan modifications and other resolutions of individual hardships must continue, the new and important challenge in this next phase will be ...