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Journal Article
Home energy efficiency and mortgage risks: an extended abstract
In recent years, home energy efficiency (EE) has progressed from the margins to the mainstream. However, many households are deterred by large upfront costs and longer payback periods, so are missing significant opportunities to implement cost effective energy savings measures in their homes. Financing would help overcome these obstacles. However, the use of loans for energy efficiency upgrades has been low. In particular, as de T?Sercales (2007) points out, lenders have not promoted loans for energy efficiency upgrades because of lack of information about the relationship between energy ...