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Working Paper
The economic crisis and community development finance: an industry assessment
For thirty years, the community development finance industry?banks, credit unions, loan funds, community development corporations, venture funds, microfinance institutions?has quietly provided responsible, well-designed and well priced credit to lower-income people and communities. These entities have provided this credit with the support of the federal government, through the Community Development Financial Institutions Fund, the Low Income Housing and New Markets Tax Credits, the Small Business Association, the U.S. Department of Agriculture, and various housing and facilities development ...