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Why Human Capital Matters Why Human Capital Matters
Monge-Naranjo, Alexander (2020-10-13)
An economist at the St. Louis Fed discusses the growing importance of human capital in determining a nation’s income.
On the Economy

Briefing
Slowing Growth in Educational Attainment
Neelakantan, Urvi; Romero, Jessica Sackett (2018-07)
Research suggests the economy's demand for college-educated workers exceeds the supply, which might be contributing to slower economic growth. Improving students' preparation at the K-12 level could both increase the college completion rate and help those who are not college-bound choose the best paths for themselves.
Richmond Fed Economic Brief , Issue July

Working Paper
Seven Economic Facts About the U.S. Racial Wealth Gap
Broady, Kristen; Booth-Bell, Darlene; Griffin, Taylor (2022-07)
Using data from the 2019 Survey of Consumer Finances and the U.S. Census Bureau, along with data and research from other sources, this paper presents seven economic facts about the racial wealth gap in the U.S. We present data on racial disparities in income, employment, homeownership, education, access to credit, and retirement savings – all factors that contribute to a significant and persistent gap in net worth between households of different races and ethnicities, particularly between Black households and White households. While none of the economic factors listed fully explains the ...
Working Paper Series , Paper WP 2022-32

High-tech hotspot Austin works to solve labor, housing issues
Torres, Luis; Ryder Perlmeter, Emily; Orrenius, Pia M. (2023-03-09)
In the fourth stop on her 360° in 365 Listening Tour, Dallas Fed President Lorie K. Logan met with Austin business and community leaders in January to learn about the area’s strengths, challenges and outlook.
Dallas Fed Economics

Briefing
To Whom It May Concern: Demographic Differences in Letters of Recommendation
Hirtle, Beverly; Kovner, Anna (2024-11)
Letters of recommendation from faculty advisors play a critical role in the job market for Ph.D. economists. At their best, they can convey important qualitative information about a candidate, including the candidate's potential to generate impactful research. But at their worst, these letters offer a subjective view of the candidate that can be susceptible to conscious or unconscious bias. There may also be similarity or affinity bias, a particularly difficult issue for the economics profession, where most faculty members are White men. In this post, we draw on our recent working paper to ...
Richmond Fed Economic Brief , Volume 24 , Issue 35

STEM Skills among Foreign-born Workers in the U.S.
Grittayaphong, Praew; Bandyopadhyay, Subhayu (2020-12-10)
Census data show that college-educated foreign-born workers have a relatively larger presence in STEM occupations than those born in the U.S.
On the Economy

Working Paper
Estimating Occupation- and Location-Specific Wages over the Life Cycle
Terry, Ellyn; Ilin, Elias (2021-06-03)
In this paper we develop a novel method to project location-specific life-cycle wages for all occupations listed in the Occupational Outlook Handbook from the U.S. Bureau of Labor Statistics. Our method consists of two steps. In the first step, we use individual-level data from the Current Population Survey to estimate the average number of years of potential labor market experience that is associated with each percentile of the education-level specific wage distribution. In the second step, we map this estimated average years of experience to the wage-level percentiles reported in the ...
FRB Atlanta Working Paper , Paper 2021-15a

How valuable is a short-term credential for a job seeker? It’s complicated
Crockett, Anna; Ryder Perlmeter, Emily; Zhang, Xiaohan (2024-08-09)
Employer demand for short-term credentials is rising. But the likelihood of such credentials leading to higher wage offers depends on the industry and can change over time.
Dallas Fed Communities

Journal Article
On the record: Texas students often lack skills, financial knowledge for college success
Weiss, Michael (2014-04)
Jeff Webster is assistant vice president for research and analytical services for TG (Texas Guaranteed Student Loan Corp.), a nonprofit that promotes educational access and administers the Federal Family Education Loan Program. He has studied student loan default, debt burden and student retention.
Southwest Economy , Issue Q2 , Pages 8-9

Working Paper
The Impact of Racial Segregation on College Attainment in Spatial Equilibrium
Gregory, Victoria; Kozlowski, Julian; Rubinton, Hannah (2024-11-27)
This paper seeks to understand the forces that maintain racial segregation and the Black-White gap in college attainment, as well as their interactions with place-based policy interventions. We incorporate race into an overlapping-generations spatial-equilibrium model with parental investment and neighborhood spillovers. Race matters due to: (i) a Black-White wage gap, (ii) amenity externalities—households care about their neighborhood’s racial composition—and (iii) additional barriers to moving for Black households. We find that these forces account for 71% of the racial segregation ...
Working Papers , Paper 2022-036

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