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Keywords:Saving and investment 

Journal Article
The nest egg: tax-time savings innovations for lower-income households
Recognizing how hard it is for low-income workers to save, D2D Fund develops, tests, and rolls out asset-building innovations nationwide. One promising approach makes it easier for people to save part of their tax refund.
AUTHORS: Zinsmeyer, Jeff
DATE: 2009

Journal Article
Barriers to saving
When the poor succeed in building up a few assets, they often find themselves disqualified from badly needed government programs. Confusing rules about IRAs and 401(k)s plus conflicting state regulations make retirement saving particularly challenging.
AUTHORS: Orszag, Peter; Neuberger, Zoe; Greenstein, Robert
DATE: 2006

Journal Article
The American Dream Demonstration: IDA program outcomes
The American Dream Demonstration, the largest collection of individual development account programs ever undertaken in the United States, has encouraging evidence that the poor can save. Could this be the future of asset development?
AUTHORS: Beeferman, Larry W.
DATE: 2002

Conference Paper
Comments on \\"Understanding global imbalances\\"
In Australia, we debated the issue of sustainability of current account deficits extensively during the 1980s. A lot of the arguments that are being aired at the moment bear a striking similarity to the debate that occurred in Australia throughout the 1980s. Now, two decades on, by and large, the majority view of economists in Australia is very similar to that put forward in this excellent paper by Richard Cooper. Although it must be said that while most economists are relaxed about the current account, it still can engender a significant amount of fear amongst politicians and the public, almost the reverse of the situation in the US. The view reached in Australia is akin to the ?consenting adults? view of the Lawson doctrine, although it should be noted that this argument was made by John Pitchford and Max Corden quite some time before Lawson.
AUTHORS: Debelle, Guy
DATE: 2006

Conference Paper
Understanding global imbalances
Two contemporary issues provide reason to focus on national saving and investment: the debate over public pensions, and pensions more generally, in all rich countries; and the large global current account imbalances, conceptually the difference between national savings and domestic investment. Are we all saving enough to provide adequate retirement income for rapidly ageing populations ? especially Americans, whose household savings seems to have disappeared altogether in 2005? And are the countries with large external deficits ? notably the United States ? mortgaging the income of future generations inappropriately, not to mention courting financial calamity in the meantime?
AUTHORS: Cooper, Richard N.
DATE: 2006

Conference Paper
Comments on \\"Understanding global imbalances\\" by Richard Cooper
In short, Cooper tells us not to worry about our current account or its underlying causes. I have a much darker and, I believe, more accurate view of our current account deficit. While I agree with much of what Cooper says, I disagree most strongly with his central thesis that the current account portends no major problem. To the contrary, the current account is symptomatic of a longterm generational policy that has been slowly, but surely driving our nation broke. When the last straw hits the camel?s back, which could happen any day now, we?re going to see the bond and stock markets crash, interest rates soar, the dollar plunge, and inflation take off notwithstanding the Fed?s supposed independence.
AUTHORS: Kotlikoff, Laurence J.
DATE: 2006

Conference Paper
Social Security reform in a global context
AUTHORS: Bosworth, Barry P.; Burtless, Gary
DATE: 1997

Conference Paper
Effects of Social Security reform on private and national saving
AUTHORS: Engen, Eric M.; Gale, William G.
DATE: 1997

Conference Paper
The United Kingdom's pension program
AUTHORS: Disney, Richard
DATE: 1997

Journal Article
The influence of housing and durables on personal saving
The rate of national saving declined sharply in the 1980s. Some of the explanations for this puzzling performance have considered the influence of capital gains, a reduction in the need for precautionary saving, a decline in the need for retirement saving, the effect of slower income growth, and a host of other factors. ; This article explores the relationship between personal saving and the treatment of owner-occupied housing and consumer durable goods in the national income and product accounts. It examhaes the potential consequences of understating the returns on owner-occupied houses and overstating the consumption of services of durable goods. The article concludes that the greater value of homeowners investment in their residences after the 1970s and, to a lesser extent, rising outlays for consumer durable goods in the 1980s, depressed reported personal saving during the last decade, as the national accounts underestimated income and overestimated consumption.
AUTHORS: Munnell, Alicia H.; Kopcke, Richard W.; Cook, Leah M.
DATE: 1991



FRBSF Economic Letter 27 items

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anonymous 17 items

Gokhale, Jagadeesh 11 items

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