Opportunities within the disability housing market
With 14.2 percent of the population over the age of 5 having a disability, finding viable housing options that are universally designed and constructed to be accessible for people with disabilities is an ongoing challenge in Texas. And promoting housing solutions and partnerships that can benefit this growing population has become critical, not just for Texas but for the entire country. Not only is the need enormous, but federal government resources that traditionally have funded housing for people with disabilities have evolved and retrenched in the wake of the financial crisis. As a ...
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When the Federal Reserve Bank of Dallas updated its popular print publication, "Building Wealth: A Beginner's Guide to Securing Your Financial Future", it also produced a new animated, interactive CD-ROM version.
The Texas housing market
In a recent Southwest Economy, Dallas Fed economists D'Ann Petersen and Laila Assanie examine the Texas housing market. Another article, by the Real Estate Center at Texas A&M University, provides an in-depth analysis of Texas' housing affordability and how it differs across the state's metropolitan areas.
Partnering colleges with their communities
The U.S. Department of Housing and Urban Development (HUD) assists historically black colleges and universities (HBCUs) with grants through the Office of University Partnerships. The office helps the HBCUs expand their role and effectiveness in addressing community development needs in their local regions. HUD grants are awarded to help revitalize neighborhoods and promote affordable housing near HBCU campuses.
Bank on Houston effort sees big returns as residents open thousands of accounts
Exceptionally high numbers of unbanked Houston residents are experiencing the advantages of having a bank account as the Bank on Houston program wraps up its second quarter of operation.
A summary of consumer protection regulatory changes
Many regulatory changes go into effect in 2009 and 2010 as the government works to increase the knowledge of consumers who are shopping for credit.
Subprime mortgage performance by metro area
Dallas-Fort Worth-Arlington and Houston-Sugar Land-Baytown lead the state with the most securitized, owner-occupied subprime mortgages. These two metros also have a much larger number of problematic loans compared with other Texas metros.
Fannie Mae Foundation's Jim Carr talks about wealth creation
Banking on financial education
Last fall, the Texas Department of Banking surveyed Texas banks to identify the financial education services and programs they offer. One hundred and fifty-four banks responded to the online survey.