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Series:e-Perspectives  Bank:Federal Reserve Bank of Dallas 

Journal Article
Bank on Houston effort sees big returns as residents open thousands of accounts

Exceptionally high numbers of unbanked Houston residents are experiencing the advantages of having a bank account as the Bank on Houston program wraps up its second quarter of operation.
e-Perspectives , Issue 2

Journal Article
United Way THRIVE focuses on financial goals

e-Perspectives , Issue 3

Journal Article
Snapshot of mortgage delinquencies and residential foreclosures in Texas

This article looks at foreclosure rates, median home prices and mortgage delinquencies in Texas and the U.S.
e-Perspectives , Issue 1

Journal Article
San Antonio tackles foreclosure

The city of San Antonio has taken on the challenge of homeownership preservation, creating the San Antonio Foreclosure Prevention Task Force.
e-Perspectives , Issue 1

Journal Article
SBDCs: a one-stop shop for small businesses

e-Perspectives , Issue 5

Journal Article
Texas saves for Financial Literacy Month

e-Perspectives , Issue 2

Journal Article
Savings programs associated with VITA

There are thousands of Volunteer Income Tax Assistance (VITA) sites across the country and more than 250 in Texas. Located at libraries, community colleges, churches and community-based organizations, these sites pop up during tax season in areas accessible to low- and moderate-income (LMI) workers.
e-Perspectives , Issue 1

Journal Article
IDA program rebuilding lives in Louisiana

Louisiana legislators recently approved $2 million in funding for a statewide individual development account program aimed at getting low-income hurricane victims back on their feet.
e-Perspectives , Issue 2

Journal Article
Community development decision flow chart

When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. This Community Development Decision Flow Chart can help answer that question.
e-Perspectives , Issue 4

Journal Article
Texas housing and mortgage update

Texas and other areas in the Eleventh District did not experience a drastic home appreciation or expansion of exotic mortgages in the lead-up to the recent recession; therefore, the region did not get into a mortgage crisis as severe as in some other parts of the nation (Figure 1). However, the region has not been immune to the consequences of the financial system turmoil and the economic slowdown.
e-Perspectives , Issue 2

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