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Series:e-Perspectives  Bank:Federal Reserve Bank of Dallas 

Journal Article
Opportunities within the disability housing market
With 14.2 percent of the population over the age of 5 having a disability,[1] finding viable housing options that are universally designed and constructed to be accessible for people with disabilities is an ongoing challenge in Texas. And promoting housing solutions and partnerships that can benefit this growing population has become critical, not just for Texas but for the entire country. Not only is the need enormous, but federal government resources that traditionally have funded housing for people with disabilities have evolved and retrenched in the wake of the financial crisis. As a result, innovation, partnerships and leverage are vital in tackling this housing challenge.
AUTHORS: Office, Community Affairs
DATE: 2011

Journal Article
\\"Building wealth\\" characters get animated
When the Federal Reserve Bank of Dallas updated its popular print publication, "Building Wealth: A Beginner's Guide to Securing Your Financial Future", it also produced a new animated, interactive CD-ROM version.
AUTHORS: Office, Community Affairs
DATE: 2007

Journal Article
The Texas housing market
In a recent Southwest Economy, Dallas Fed economists D'Ann Petersen and Laila Assanie examine the Texas housing market. Another article, by the Real Estate Center at Texas A&M University, provides an in-depth analysis of Texas' housing affordability and how it differs across the state's metropolitan areas.
AUTHORS: Office, Community Affairs
DATE: 2010

Journal Article
Partnering colleges with their communities
The U.S. Department of Housing and Urban Development (HUD) assists historically black colleges and universities (HBCUs) with grants through the Office of University Partnerships. The office helps the HBCUs expand their role and effectiveness in addressing community development needs in their local regions. HUD grants are awarded to help revitalize neighborhoods and promote affordable housing near HBCU campuses.
AUTHORS: Office, Community Affairs
DATE: 2011

Journal Article
Bank on Houston effort sees big returns as residents open thousands of accounts
Exceptionally high numbers of unbanked Houston residents are experiencing the advantages of having a bank account as the Bank on Houston program wraps up its second quarter of operation.
AUTHORS: Office, Community Affairs
DATE: 2009

Journal Article
A summary of consumer protection regulatory changes
Many regulatory changes go into effect in 2009 and 2010 as the government works to increase the knowledge of consumers who are shopping for credit.
AUTHORS: Office, Community Affairs
DATE: 2009

Journal Article
Subprime mortgage performance by metro area
Dallas-Fort Worth-Arlington and Houston-Sugar Land-Baytown lead the state with the most securitized, owner-occupied subprime mortgages. These two metros also have a much larger number of problematic loans compared with other Texas metros.
AUTHORS: Di, Wenhua
DATE: 2008

Journal Article
Banking on financial education
Last fall, the Texas Department of Banking surveyed Texas banks to identify the financial education services and programs they offer. One hundred and fifty-four banks responded to the online survey.
AUTHORS: Office, Community Affairs
DATE: 2007

Journal Article
Community Action in southern New Mexico
The national Community Action program began in the 1960s to serve as a focal point in local communities for the war on poverty. Programs were established in a majority of counties across the U.S., including some in rural areas. Many programs continue to thrive today, and in mostly rural southern New Mexico, a highly productive Community Action Agency is paving the way to financial stability and success for thousands of low-income working families.
AUTHORS: Office, Community Affairs
DATE: 2010

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