Search Results
Showing results 1 to 10 of approximately 150.
(refine search)
Journal Article
Introducing, Understanding, and Using the ICI 300 Peer Cities Identification Tool
Longworth, Susan; O'Dell, Mark; George, Taz
(2016)
Municipalities, especially those that are mid-sized or smaller, often face significant challenges in providing services and amenities to meet the needs of their diverse and changing populations. Solutions are usually context-specific and must factor in larger demographic and economic trends, in order to be effective. And, yet, in spite of contextual differences, cities frequently have meaningful similarities. However, identifying peer cities is often informed more by conversation than by data or evidence.
Profitwise
, Issue 4
, Pages 3-8
Journal Article
Measuring Small Business Financial Health
Onyeago, Chinwe; Newberger, Robin G.; Everett, Craig; Longworth, Susan
(2015)
Throughout the Great Recession and continuing into the recovery, small businesses have played an important role in creating jobs and stabilizing communities. Stories of small business owners overcoming obstacles to provide valuable services and employment are highlighted regularly by pundits, politicians and policymakers alike. However, little attention has focused on the question of what drives the financial health of these often young, often very small businesses.
Profitwise
, Issue 2
, Pages 1-9
Journal Article
Detroit’s Proposed Community Benefits Ordinance
Hatcher, Desiree
(2015)
The Community Benefit Agreement (CBA) model was created in the late 1990s as a tool to ensure that neighborhood residents would benefit from economic development projects, which are often heavily subsidized by taxpayer dollars. A CBA is a project-specific agreement between a developer and a broad community coalition that details the project?s contributions to the community and ensures community support for the project. Properly structured CBAs are legally binding and directly enforceable by the signatories. According to The Partnership for Working Families, the Community Benefits Model works ...
Profitwise
, Issue 3
, Pages 4-8
Journal Article
Bankruptcy in America: where are we seven years after reform?
Mirza, Helen
(2012-12)
While economic worries, including high unemployment and high rates of foreclosure, persist in America, one indicator that receives relatively little media attention is household bankruptcy. While bankruptcy, particularly Chapter 7 bankruptcy, offers a fresh financial start to the petitioner, certain types of obligations, such as child support, tax liens, and security interests in automobiles and homes, remain the responsibility of the petitioner (i.e., the person seeking bankruptcy protection). For the debt that is discharged, all efforts by creditors to recover or collect from the bankrupt ...
Profitwise
, Issue Dec
, Pages 5-8
Journal Article
Residential Mortgage Lending for Underserved Communities: Recent Innovations
George, Taz; Keller, Jason; Engel, Emily
(2016)
As the United States continues to recover from its worst financial crisis since the 1930s, housing finance leaders from both the public and private sectors have diligently worked to develop programs, products, and services to safely expand access to affordable homeownership. Despite persistently low interest rates, relatively modest growth in home prices, and a strengthening labor market, purchase mortgage volume remains low compared to the pre-crisis and pre-bubble years, and the homeownership rate continues to fall. Factors contributing to the homeownership decline include the still ...
Profitwise
, Issue 1
, Pages 11-19
Journal Article
NCIF annual development banking conference: The CDFI banking industry – raising the bar for mission and profit
Ferrari, Joe; Narain, Saurabh
(2012-05)
The National Community Investment Fund (NCIF) held its Annual Development Banking Conference on November 2 and 3, 2011, at the Federal Reserve Bank of Chicago. The conference brought together 160 CEOs, investors, regulators, and other stakeholders from the Community Development Financial Institution (CDFI) banking industry to share knowledge and discuss issues around the theme of ?Mission and Profit: Raising the Bar.? There were seven panels over two days that centered on topics addressing how these institutions can continue to serve their community development mission while operating in an ...
Profitwise
, Issue May
, Pages 13-25
Journal Article
The Changing Composition of Bank Branches in Seventh Federal Reserve District States
George, Taz; O'Dell, Mark; Newberger, Robin G.
(2016)
Across the United States, the banking office landscape has shifted substantially since the financial crisis in 2008, reflecting both long-standing trends of small bank closures, as well as more recent patterns of bank branch declines. These trends are playing out in the states of the Seventh District as well, where the number of banking offices has declined in each state, and increasingly, community banks are losing their share of branches in certain markets. Low- and moderate-income (LMI) neighborhoods in a few of the District?s most populous counties are nearly devoid of community banks.
Profitwise
, Issue 2
, Pages 4-13
Journal Article
CFED’s assets and opportunity scorecard highlights national inconsistencies in financial security
Levere, Andrea
(2006-02)
Asset building plays an integral role in alleviating poverty and bolstering financial security for individuals and families. Assets move families beyond living paycheck to paycheck and give them tools to plan for the future. But in order to improve asset building in the future, we first have to determine where we stand today. To do this, the Corporation for Enterprise Development (CFED), a nonprofit organization that works to promote economic opportunity, has created its most comprehensive tool yet to measure ownership and financial security, the Assets and Opportunity Scorecard: Financial ...
Profitwise
, Issue Feb
, Pages 6-7
Journal Article
Developing small businesses and leveraging resources in Detroit: an informed discussion among financial institutions, policymakers and Other stakeholders in Detroit
Newberger, Robin G.; Toussaint-Comeau, Maude
(2013-04)
In October 2012, the Federal Reserve Bank of Chicago, the Michigan Bankers Association and the New Economy Initiative for Southeast Michigan co-sponsored a symposium in Detroit that brought together business experts, business owners, policymakers, funders and bankers to explore issues around access to small business credit and financing in Detroit. As Alicia Williams, vice president of the Community Development and Policy Studies (CDPS) division, explained in her opening remarks, the symposium was a follow-up to meetings hosted around the country by the Federal Reserve System?s Community ...
Profitwise
, Issue Apr
, Pages 1-11
Journal Article
IFF: A Leading Community Development Financial Institution Expanding Its Market Reach across the Midwest
Dawn , Raftery
(2015)
Community Development departments at Federal Reserve Banks have been mandated by the Fed?s Board of Governors since 1981. As part of its mandate, the Chicago Fed?s Community Development and Policy Studies (CDPS) division works to understand and document the roles and capacities of community development organizations (CDO). With a combination of public, private, and philanthropic funding, these organizations provide an array of services for our country?s vulnerable populations, and may offer investment or lending opportunities for financial institutions subject to the Community Reinvestment ...
Profitwise
, Issue 3
, Pages 9-14
FILTER BY year
FILTER BY Bank
Federal Reserve Bank of Chicago 150 items
FILTER BY Series
FILTER BY Content Type
Journal Article 150 items
FILTER BY Author
Newberger, Robin G. 28 items
Longworth, Susan 13 items
Kuehl, Steven 12 items
anonymous 10 items
Hatcher, Desiree 9 items
Toussaint-Comeau, Maude 9 items
Engel, Emily 8 items
Keller, Jason 8 items
O'Dell, Mark 8 items
Berry, Michael 7 items
George, Taz 6 items
DiFranco, Daniel 5 items
Mirza, Helen 4 items
Boyle, Jeremiah P. 3 items
Coussens, Michelle 3 items
Gallagher, Mari 3 items
McGranahan, Leslie 3 items
Pestine, Harry 3 items
Williams, Marva 3 items
Amromin, Gene 2 items
Anderson, Steven G. 2 items
Cannistra, Mary Jo 2 items
Chiu, Shirley 2 items
Marzahl, David 2 items
Moy, Kirsten S. 2 items
Paulson, Anna L. 2 items
Rand, Dory 2 items
Ratliff, Gregory A. 2 items
Agarwal, Sumit 1 items
Ansari, Farah 1 items
Barrett, Jacqueline 1 items
Berg, Brian 1 items
Blankenhorn, Randall 1 items
Booza, Jason C. 1 items
Butcher, Kristin F. 1 items
Carlson, Mary 1 items
Cashin, David B. 1 items
Casoni, Laura 1 items
Daniell, Tina 1 items
Davidson, Steve 1 items
Dawn , Raftery 1 items
De Nardi, Mariacristina 1 items
DeYoung, Robert 1 items
Duda, Sarah 1 items
Eagle, Wendy White 1 items
Everett, Craig 1 items
Ferrari, Joe 1 items
Gerenrot, Julie 1 items
Giangreco, Chris 1 items
Gonzales, Oscar 1 items
Gorey, Rochelle Nawrocki 1 items
Greer, James L. 1 items
Handrick, Lexi 1 items
Harriman, Joshua 1 items
Hemani, Nosheen 1 items
Jacob, Katy 1 items
Jankowski, Carrie 1 items
Keeley, Kevin 1 items
Kellogg, Clifton 1 items
Kenney, Erin 1 items
Kim, Maria 1 items
Knight, David L. 1 items
Knox, Karen 1 items
Kovach, Andrea 1 items
Lavelle, Martin 1 items
Lee, Jin Man 1 items
Levere, Andrea 1 items
Logue, Trinita 1 items
Lombardi, Britton 1 items
Mahon, Cathie 1 items
Markowski, John G. (Jack) 1 items
Marwell, Nathan 1 items
Mattoon, Richard H. 1 items
Mendez, Fred 1 items
Mullany, Lucy 1 items
Narain, Saurabh 1 items
Neumann, Steve 1 items
Onyeago, Chinwe 1 items
Owen, O. S. 1 items
Patton, Ryan 1 items
Pearson, Kelly 1 items
Peissig, Kayla Brenner 1 items
Rademacher, Ida 1 items
Requejo, Robert 1 items
Richman, Nancy E. 1 items
Richter, Lisa 1 items
Riggenbach, Jennifer 1 items
Riggs, T. Lynn 1 items
Riley, Mary Fran 1 items
Robinson, Diana 1 items
Schuh, Elizabeth 1 items
Sipfle, Emily 1 items
Snyder, Howard 1 items
Strauss, William A. 1 items
Timberlake, Karen 1 items
Uetz, Tyler 1 items
Unrath, Matt 1 items
Waldron, Tom 1 items
Walstrum, Thomas 1 items
Walzer, Norman 1 items
Whitney, Christopher 1 items
Wiggins, Christen 1 items
http://fedora:8080/fcrepo/rest/objects/authors/ 1 items
van Zalingen, Michael 1 items
show more (99)
show less
FILTER BY Keywords
Community development 25 items
Foreclosure 15 items
Financial institutions 11 items
Home ownership 10 items
Housing 10 items
poverty 10 items
Mortgage loans 8 items
Predatory lending 8 items
Immigrants 7 items
population 7 items
Employment 7 items
small business 7 items
Financial literacy 6 items
low income 6 items
Community banks 6 items
income 6 items
unemployment 6 items
Emigration and immigration 5 items
Federal Reserve District, 7th 5 items
Finance 5 items
Housing - Finance 4 items
labor markets 4 items
small business finance 4 items
Credit cards 4 items
Economic development 4 items
Workforce 4 items
demography 4 items
Bankruptcy 3 items
Chicago 3 items
Community development corporations 3 items
Detroit 3 items
Emigrant remittances - Latin America 3 items
Housing - Chicago (Ill.) 3 items
Investments 3 items
Mortgages 3 items
Rural development 3 items
Metropolitan Areas 3 items
Affordable housing 2 items
Chicago (Ill.) 2 items
Community Reinvestment Act of 1977 2 items
Community health 2 items
Consumer credit 2 items
Consumption (Economics) 2 items
Cook County (Ill.) 2 items
Earned Income Tax Credit (EITC) 2 items
Emigrant remittances 2 items
Housing policy 2 items
Labor mobility 2 items
Leveraged buyouts 2 items
Middle West 2 items
Rural areas 2 items
Subprime mortgage 2 items
Unbanked 2 items
demographics 2 items
economic inclusion 2 items
financial crisis 2 items
low-income 2 items
Community 2 items
Community Reinvestment 2 items
Debt 2 items
Minority 2 items
Statistics 2 items
Taxation 2 items
Affordable Care Act (ACA) 1 items
African American 1 items
African-American 1 items
Apartment houses 1 items
Asset-backed financing 1 items
Automated tellers 1 items
Bank deposits 1 items
Banks and banking 1 items
Banks and banking - Location 1 items
Branch banks 1 items
Budget 1 items
Career 1 items
Check collection systems 1 items
Checks 1 items
Chicago (Ill.) - Chatham 1 items
Chicagoland 1 items
Community Benefits Agreement 1 items
Community Land Trust 1 items
Community Reinvestment Act (CRA) 1 items
Community Reinvestment Act of 1977 (CRA) 1 items
Detroit (Mich.) 1 items
Discrimination in employment 1 items
Displaced workers 1 items
Diversity 1 items
Dollar 1 items
Earned income tax credit 1 items
Economic conditions - Latin America 1 items
Economic forecasting 1 items
Economic policy 1 items
Education 1 items
Education - Economic aspects 1 items
Education, Higher - Economic aspects 1 items
Energy industries 1 items
Federal Reserve Bank of Chicago 1 items
Finance (Islamic law) 1 items
Financial crises 1 items
Financial insecurities 1 items
Food prices 1 items
Great Lakes 1 items
Great Lakes ports 1 items
Housing - Prices 1 items
Housing subsidies 1 items
IFF (Illinois Facilities Fund) 1 items
Immigration Reform and Control Act of 1986 1 items
Income distribution 1 items
Industrial location 1 items
Inflation (Finance) 1 items
Insurance 1 items
Insurance, Health 1 items
Interest rates 1 items
Iowa 1 items
Loans 1 items
Local finance 1 items
Manufacturing industries 1 items
Markets 1 items
Metropolitan areas - Statistics 1 items
Midwest 1 items
Mortgage-backed securities 1 items
NHS (Neighborhood Housing Services) 1 items
Obesity 1 items
Opportunity zones 1 items
Payment systems 1 items
Recession 1 items
Saving and investment 1 items
Savings accounts 1 items
Transportation - Chicago (Ill.) 1 items
Universities and colleges 1 items
Wages - Law and legislation 1 items
Water-supply 1 items
banks 1 items
blight removal 1 items
community housing 1 items
community investments 1 items
credit survey 1 items
ex-offenders 1 items
foreclosures 1 items
health 1 items
homeowners 1 items
household 1 items
households 1 items
housing prices 1 items
inclusion 1 items
inequality 1 items
job creation 1 items
labor force 1 items
labor supply 1 items
low income and moderate-income (LMI)neighborhoods 1 items
market restoration 1 items
mental health 1 items
migration 1 items
minority-owned banks 1 items
minority-owned business 1 items
mortgage 1 items
neighborhoods 1 items
populations 1 items
recessions 1 items
socioeconomic 1 items
state finances 1 items
stocks 1 items
subprime mortgages 1 items
tax time savings 1 items
show more (179)
show less