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Federal Reserve Bank of St. Louis
The Regional Economist
Scale Matters: Community Banks and Compliance Costs
Drew Dahl
Andrew P. Meyer
Michelle Clark Neely
Abstract

Research shows that complying with government regulations is more burdensome for smaller community banks than larger community banks. Despite spending proportionately more resources on compliance, the smaller banks do not perform as well as the larger ones, at least in one key metric.


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Drew Dahl & Andrew P. Meyer & Michelle Clark Neely, "Scale Matters: Community Banks and Compliance Costs" , Federal Reserve Bank of St. Louis, The Regional Economist, issue July, 2016.
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