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Federal Reserve Bank of St. Louis
Economic Synopses
Why Is Credit Card Delinquency Declining?
Juan M. Sanchez

The decline in the number of cardholders in delinquency and the number of accounts per cardholder in delinquency are primary factors affecting the fall in the delinquency rate.

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Juan M. Sanchez, "Why Is Credit Card Delinquency Declining?" , Federal Reserve Bank of St. Louis, Economic Synopses, issue 25, 2014.
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