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Federal Reserve Bank of Kansas City
Research Working Paper
Student Loan Relief Programs: Implications for Borrowers and the Federal Government
Wenhua Di
Kelly D. Edmiston
Abstract

As college costs increase and more students borrow to fund their education, debt load and delinquency rates have become significant problems. Student loan obligations are challenging to manage for new graduates with lower earnings and for borrowers in financial hardship. This paper discusses the various federal student loan repayment relief programs that are available and their borrower and fiscal impacts. The implications for borrowers' costs and the federal budget vary significantly by loan amount, income level, and relief program.


Download https://doi.org/10.18651/RWP2017-02
Cite this item
Wenhua Di & Kelly D. Edmiston, Student Loan Relief Programs: Implications for Borrowers and the Federal Government, Federal Reserve Bank of Kansas City, Research Working Paper RWP 17-2, 02 Jan 2017.
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JEL Classification:
Subject headings:
Keywords: Student loans; Repayment; Relief programs; Fiscal impact
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