Home About Latest Browse RSS Advanced Search

Federal Reserve Bank of Chicago
Economic Perspectives
CRA and fair lending regulations: resulting trends in mortgage lending
Douglas D. Evanoff
Lewis M. Segal

This article provides background on the evolution of Community Reinvestment Act (CRA) and fair lending regulations, summarizes the relevant economic literature, and evaluates the effectiveness of the regulations by analyzing recent trends in mortgage lending activity. Are the trends in line with the intent of the regulations? Can the trends by attributed to the regulations?

Download Full text
Cite this item
Douglas D. Evanoff & Lewis M. Segal, "CRA and fair lending regulations: resulting trends in mortgage lending" , Federal Reserve Bank of Chicago, Economic Perspectives, issue Nov, pages 19-46, 1996.
More from this series
JEL Classification:
Subject headings:
Keywords: Community Reinvestment Act of 1977 ; Mortgages ; Discrimination in mortgage loans
For corrections, contact Bernie Flores ()
Fed-in-Print is the central catalog of publications within the Federal Reserve System. It is managed and hosted by the Economic Research Division, Federal Reserve Bank of St. Louis.

Privacy Legal