Federal Reserve Bank of Chicago
CRA and fair lending regulations: resulting trends in mortgage lending
This article provides background on the evolution of Community Reinvestment Act (CRA) and fair lending regulations, summarizes the relevant economic literature, and evaluates the effectiveness of the regulations by analyzing recent trends in mortgage lending activity. Are the trends in line with the intent of the regulations? Can the trends by attributed to the regulations?
Cite this item
Douglas D. Evanoff & Lewis M. Segal, "CRA and fair lending regulations: resulting trends in mortgage lending"
, Federal Reserve Bank of Chicago, Economic Perspectives, issue Nov, pages 19-46, 1996.
Keywords: Community Reinvestment Act of 1977 ; Mortgages ; Discrimination in mortgage loans
This item with handle RePEc:fip:fedhep:y:1996:i:nov:p:19-46:n:v.20no.6
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