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Federal Reserve Bank of Dallas
Economic Letter
Taming the credit cycle by limiting high-risk lending
Jeffery W. Gunther

Reformers should review the loan-to-value guidelines for real estate lending, toughen them up where necessary and, most important, put the force of law behind them.

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Jeffery W. Gunther, "Taming the credit cycle by limiting high-risk lending" , Federal Reserve Bank of Dallas, Economic Letter, volume 4, number 4, 2009.
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Keywords: Regulation ; Mortgage loans - Law and legislation ; Risk management ; Financial crises
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