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Federal Reserve Bank of Cleveland
Working Papers (Old Series)
What do we know about regional banks? An exploratory analysis
Joseph G. Haubrich
Lakshmi Balasubramanyan

This study tries to get a sense of the topography of the regional banking landscape. We focus on bank holding companies and banks with $10 billion to $50 billion in assets and look for factors that potentially explain regional bank health from 2008 to 2013. Our dataset is a combination of bank Call Report data and confidential supervisory data. Our analysis shows that regional banks are not a monolithic group, and different factors explain bank safety and soundness for different types of banks.

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Joseph G. Haubrich & Lakshmi Balasubramanyan, What do we know about regional banks? An exploratory analysis, Federal Reserve Bank of Cleveland, Working Papers (Old Series) 1316, 09 Jan 2014.
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Keywords: Regional Banking Organizations; Banks and Banking; Supervisory Ratings
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